Services > Creative Home Financing
Creative Home Financing Service
Struggling to sell your home or find a flexible buyer? The traditional home selling process can be daunting, especially when potential buyers face financing hurdles. Whether your property has been on the market for too long or you need to sell quickly due to unforeseen circumstances, these obstacles can feel insurmountable.
At Montgomery Property Buyers Pro, we understand these challenges and are here to offer innovative solutions that bypass conventional roadblocks, giving you the peace of mind you deserve.
Subject-To Financing
At Montgomery Property Buyers Pro, we excel in Subject-To Financing, a powerful tool that allows us to take over your existing mortgage payments while purchasing your home. This method provides immediate relief from your mortgage obligations and prevents the risk of foreclosure.
Another aspect of Subject-To is that it is possible to offer you long term payments on your home with interest. Instead of a lump-sum payment that might be less that what you want for you house, we can offer you monthly payments over time, usually with interest. In this manner you can fetch a higher price for your home while continuing to earn income from it over time.
By leveraging Subject-To Financing, we can offer you a profitable, fast, hassle-free sale, ensuring that you can move forward without the burden of lingering debt or losing profitabuility when selling you home.
Lease Option
Our Lease Option service is designed to offer flexibility and convenience for both sellers and buyers. With this option, we lease your property back to you while giving you the exclusive right to purchase it at a predetermined price within a specific timeframe. This approach allows us to generate income from your property while providing you the opportunity to secure financing and prepare for buy the home back from us at a fair pre-determined price.
Services > Creative Home Financing
Creative Home Financing Service
Struggling to sell your home or find a flexible buyer? The traditional home selling process can be daunting, especially when potential buyers face financing hurdles. Whether your property has been on the market for too long or you need to sell quickly due to unforeseen circumstances, these obstacles can feel insurmountable.
At Montgomery Property Buyers Pro, we understand these challenges and are here to offer innovative solutions that bypass conventional roadblocks, giving you the peace of mind you deserve.
Subject-To Financing
At Montgomery Property Buyers Pro, we excel in Subject-To Financing, a powerful tool that allows us to take over your existing mortgage payments while purchasing your home. This method provides immediate relief from your mortgage obligations and prevents the risk of foreclosure.
Another aspect of Subject-To is that it is possible to offer you long term payments on your home with interest. Instead of a lump-sum payment that might be less that what you want for you house, we can offer you monthly payments over time, usually with interest. In this manner you can fetch a higher price for your home while continuing to earn income from it over time.
By leveraging Subject-To Financing, we can offer you a profitable, fast, hassle-free sale, ensuring that you can move forward without the burden of lingering debt or losing profitabuility when selling you home.
Lease Option
Our Lease Option service is designed to offer flexibility and convenience for both sellers and buyers. With this option, we lease your property back to you while giving you the exclusive right to purchase it at a predetermined price within a specific timeframe. This approach allows us to generate income from your property while providing you the opportunity to secure financing and prepare for buy the home back from us at a fair pre-determined price.
Rent-to-Own Programs
Our Rent-to-Own Programs are tailored to help you continue homeownership. This program allows you to rent your home from us with the option to purchase it after a set period. It's an excellent solution for buyers who need time to improve their credit or save for a down payment.
For us, it guarantees a steady rental income and a potential sale to you in the future. At Montgomery Property Buyers Pro, we guide you through every step of the Rent-to-Own process, making it a win-win for all parties involved.
Need to get in touch?
Free Consultation In 3 Easy Steps
Request a Free Consultation
Request a free consultation by either calling our friendly dispatch center, open 24 hours at (844) 332-6532, or complete our short quote request form to have one of our real estate investors contact you to schedule a time to survey the property.
![[keyword]](https://assets.cdn.filesafe.space/rgB6BzAssKjagw7iht7J/media/ad04150c-9c96-4215-994d-3a3a969d061c.png)
Receive a Written Offer
After the property is surveyed, you will receive a written proposal outlining our cash offer. Just reply back with your acceptance and we'll contact you to schedule the paperwork to be completed when it is most convenient for you.
![[keyword]](https://assets.cdn.filesafe.space/rgB6BzAssKjagw7iht7J/media/582a561b-5ef2-4878-bc59-b6f6ea1a83f8.png)
Get Your House Sold Fast for Cash!
Our professional real estate investors will show up on the scheduled date and time to pay you your cash fast!
Free Consultation
In 3 Easy Steps
Request a Free Consultation
Request a free consultation by either calling our friendly dispatch center, open 24 hours at (844) 332-6532, or complete our short request form to have one of our home buyers contact you to schedule a time to survey the property.
![[keyword]](https://assets.cdn.filesafe.space/rgB6BzAssKjagw7iht7J/media/269d831f-1397-4038-a239-216249730ec4.png)
Receive a Written Offer
After the property is surveyed, you will receive a written proposal outlining our cash offer. Just reply back with your acceptance and we'll contact you to schedule the paperwork to be completed when it is most convenient for you.
![[keyword]](https://assets.cdn.filesafe.space/rgB6BzAssKjagw7iht7J/media/d4f731e6-2b5b-4be5-bc38-9eac35b5f773.png)
Get Your House Sold Fast for Cash!
Our professional home buyers will show up on the scheduled date and time to pay you your cash fast!
Rent-to-Own Programs
Our Rent-to-Own Programs are tailored to help you continue homeownership. This program allows you to rent your home from us with the option to purchase it after a set period. It's an excellent solution for buyers who need time to improve their credit or save for a down payment.
For us, it guarantees a steady rental income and a potential sale to you in the future. At Montgomery Property Buyers Pro, we guide you through every step of the Rent-to-Own process, making it a win-win for all parties involved.
Frequently Asked Questions
What are the risks associated with creative financing?
Creative financing methods, while offering flexibility, come with several risks for sellers. Potential legal complexities can arise from non-standard contracts, making it essential for sellers to fully understand the terms and conditions. Our experienced team at Montgomery Property Buyers Pro ensures that all agreements are clear and legally sound.
One significant risk is the possibility of buyer default, which can lead to financial losses and complications in regaining control of the property. We mitigate this risk by thoroughly coordinating the contracts and structuring deals to protect your interests because we don’t back out of deals and we don’t break contracts.
Changes in market conditions, such as a drop in property values, can affect the viability of the financing arrangement and the return on your investment. Our expertise in market analysis allows us to provide realistic, market-aligned terms that safeguard your investment and ours. For us, these deals are business partnerships and we stake our reputation on them.
We strongly recommend that sellers seek legal advice and conduct thorough due diligence when engaging in creative financing arrangements. We want you to feel that we are a good match for you and to be secure in our ability to serve you.
Is creative home financing a good option for buyers with bad credit?
Creative home financing can be an excellent option for buyers with bad credit. Traditional lenders often have strict credit requirements, making it difficult for those with poor credit to secure a mortgage. Creative financing methods, such as lease options and rent-to-own programs, offer alternative pathways.
These programs typically involve more flexible terms and allow buyers to improve their credit scores over time by making consistent payments. For example, rent-to-own agreements enable buyers to build equity and demonstrate their ability to manage mortgage payments, which can eventually help them qualify for traditional financing. Creative home financing provides a viable solution for buyers with bad credit to achieve their homeownership goals while working to improve their financial standing.
How does a lease option differ from rent-to-own?
A lease option gives the tenant the right, but not the obligation, to purchase the property at a specified price within a certain period. The tenant pays rent during the lease term and has the option to buy the property at the end of the lease or within the agreed timeframe. This arrangement provides flexibility for the tenant to decide whether or not to purchase the property.
In contrast, a rent-to-own agreement typically includes both a lease period and an option to buy, often with a portion of the rent payments going towards the purchase price. This setup helps the tenant build equity in the property while they rent, making it easier to finance the purchase when the lease term ends. Rent-to-own agreements tend to be more structured, with clear terms regarding the portion of rent applied to the purchase price and the timeframe for exercising the purchase option.
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Dayton, OH 45402
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